Convert between world currencies with live exchange rates. Rates update automatically when you’re online.
How to use this currency converter
Enter the amount, pick your “from” and “to” currencies, and the tool multiplies your figure by the current mid-market rate. Tap the swap button to flip the pair, and the result updates instantly. Everything runs in your browser — no sign-up, no data sent anywhere except the public rate lookup.
Mid-market rate vs. what you actually get
The number here is the mid-market rate: the midpoint between buy and sell prices on the global market. Banks, cards, and exchange kiosks add a markup on top — typically 1–3% for a good card, and often 5–10% at an airport kiosk. Treat this figure as the “fair” benchmark, then compare it to the rate you are actually offered to see the real cost.
Tips for getting a better rate
Pay in the local currency when a card terminal offers you a choice, so the conversion happens at your card’s rate rather than the merchant’s marked-up one. Withdraw larger amounts less often to spread out fixed ATM fees, and avoid weekend exchanges where spreads are wider.
How the currency converter works
The converter fetches live mid-market exchange rates from a public rates API when you are online, then multiplies your amount by the rate between the two currencies you select. When there is no connection, or the API is unavailable, it falls back to a set of reference rates baked into the page and clearly labels them as such, so the tool still works offline — it just won’t reflect the very latest market move.
Rates update automatically on load, and you can convert any amount in either direction with a tap of the swap button.
Common uses
- Travel — estimate how far your home currency goes abroad.
- Online shopping — compare prices listed in another currency.
- Sending money — sanity-check the mid-market rate before a transfer.
- Import and pricing — convert supplier quotes into your local currency.
Frequently asked questions
Are the rates live?
When you are online they come from a live rates feed. Offline, the tool uses stored reference rates and tells you so.
Why is my bank’s rate different?
Banks and money-transfer services add a margin on top of the mid-market rate and may charge fees, so the amount you actually receive is usually a little less.
Does it include fees?
No. It shows the mid-market conversion only; real transactions add spreads and charges.
Which currencies are supported?
More than two dozen of the most traded world currencies, including USD, EUR, GBP, JPY, CNY, CAD, AUD and INR.
Should I trust this for a large transfer?
Use it for planning and rough comparison only. For real money, confirm the exact rate and any fees with your bank or transfer provider at the moment of the transaction.
Why do rates move during the day?
Currencies trade on global markets around the clock on weekdays, so the mid-market rate shifts constantly with supply, demand and economic news. Weekends are typically quieter.
What moves an exchange rate
| Factor | Typical effect on a rate |
|---|---|
| Interest rates | Higher rates tend to strengthen a currency |
| Inflation | Persistently higher inflation tends to weaken it |
| Trade balance | Large surpluses tend to support it |
| Political stability | Uncertainty tends to weaken it |
| Market liquidity | Major pairs move less on the same news |
| Time of day | Volatility clusters around market overlaps |